:root{--ink:#111827;--muted:#667085;--line:#e6eaf0;--bg:#f6f8fc;--card:#fff;--brand:#315efb;--soft:#edf2ff;--good:#087a55}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,Segoe UI,sans-serif;line-height:1.55}
a{color:inherit}.wrap{width:min(1160px,calc(100% - 34px));margin:auto}.narrow{width:min(820px,calc(100% - 34px));margin:auto}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{height:68px;display:flex;align-items:center;justify-content:space-between}.brand{font-weight:850;text-decoration:none;font-size:20px}.brand i{font-style:normal;background:var(--brand);color:#fff;padding:7px 10px;border-radius:10px;margin-right:8px}
nav{display:flex;gap:22px}nav a{text-decoration:none;color:#4b5565;font-size:14px;font-weight:650}
.hero{padding:68px 0 52px;background:radial-gradient(circle at 85% 10%,#e7edff,transparent 30%),#fff}
.kicker{font-size:12px;letter-spacing:.14em;color:var(--brand);font-weight:850;text-transform:uppercase}.hero h1,.section h2{letter-spacing:-.04em;line-height:1.04;margin:10px 0 16px}
.hero h1{font-size:clamp(42px,6vw,68px);max-width:850px}.hero p{font-size:19px;color:var(--muted);max-width:760px}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.badge{background:#f0f4ff;color:#3850a5;border:1px solid #dce4ff;border-radius:99px;padding:7px 10px;font-size:12px;font-weight:750}
.section{padding:72px 0}.section h2{font-size:clamp(30px,4vw,44px)}.section-intro{color:var(--muted);max-width:760px}
.grid{display:grid;grid-template-columns:1.03fr .97fr;gap:22px;align-items:start;margin-top:28px}.card{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:0 16px 45px rgba(30,42,72,.06);padding:28px}
.results{position:sticky;top:90px}.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{margin-bottom:16px}label{display:block;font-size:13px;font-weight:750;margin-bottom:6px}.hint{font-size:11px;color:var(--muted);margin-top:4px}
input,select{width:100%;padding:12px 13px;border:1px solid #d8dee8;border-radius:10px;background:#fff;font:inherit;outline:none}input:focus,select:focus{border-color:var(--brand);box-shadow:0 0 0 3px rgba(49,94,251,.09)}
.inline{display:flex;gap:9px}.inline input{flex:1}.btn{border:0;border-radius:10px;background:var(--brand);color:#fff;font-weight:750;padding:12px 15px;cursor:pointer}.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
.choice{display:grid;grid-template-columns:1fr 1fr;gap:8px}.choice button{padding:11px;border:1px solid var(--line);background:#fff;border-radius:10px;font-weight:750;cursor:pointer}.choice button.active{background:var(--soft);border-color:#9db1ff;color:#2448cf}
.callout{font-size:13px;background:#f8fafc;border:1px solid var(--line);padding:13px 14px;border-radius:11px;color:#566075;margin:16px 0}.callout strong{color:var(--ink)}
.result-head{text-align:center;padding-bottom:20px;border-bottom:1px solid var(--line)}.result-head small{color:var(--muted)}.big{font-size:52px;font-weight:900;letter-spacing:-.055em;line-height:1.05;margin:6px 0}
.breakdown{padding:14px 0}.breakdown div,.finance div{display:flex;justify-content:space-between;gap:16px;padding:8px 0}.breakdown span,.finance span{color:var(--muted)}
.finance{background:var(--soft);border-radius:14px;padding:15px}.finance .total{border-top:1px solid #d6e0ff;margin-top:6px;padding-top:12px}
.sourcebox{margin-top:18px;padding-top:18px;border-top:1px solid var(--line)}.sourcebox h3{font-size:14px;margin:0 0 8px}.sourcebox a{display:block;color:#315efb;font-size:12px;margin:6px 0}
.state-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:22px}.state-grid a{background:#fff;border:1px solid var(--line);border-radius:12px;padding:13px;text-decoration:none;font-weight:700;font-size:13px}.state-grid a:hover{border-color:#aabaff}
.prose{background:#fff}.prose p,.prose li{color:var(--muted)}.prose h3{margin-top:28px}.notice{border-left:4px solid #f59e0b;background:#fff8e8;padding:14px 16px;border-radius:8px;margin:20px 0}
details{padding:16px 0;border-top:1px solid var(--line)}summary{font-weight:750;cursor:pointer}
footer{border-top:1px solid var(--line);background:#fff;padding:28px 0;color:var(--muted);font-size:13px}.footer{display:flex;justify-content:space-between;gap:20px;align-items:center}
.hidden{display:none!important}.zipstatus{font-size:12px;color:var(--good);margin-top:5px}.error{color:#b42318}
@media(max-width:850px){nav{display:none}.grid{grid-template-columns:1fr}.results{position:static}.state-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.row2{grid-template-columns:1fr}.state-grid{grid-template-columns:1fr}.big{font-size:42px}.footer{flex-direction:column;align-items:flex-start}.wrap,.narrow{width:min(100% - 22px,1160px)}}